Take the guesswork out of your mortgage planning with our easy-to-use loan calculator. Whether you’re buying your first home, refinancing, or exploring investment opportunities, this tool helps you estimate your monthly payments, interest costs, and loan affordability before you apply.

With Gary Otico, you can make informed financial decisions with confidence. Simply enter your loan amount, interest rate, and term to see a clear picture of your potential mortgage costs. Our calculator is designed to give you transparency, helping you compare different loan options — from FHA and VA loans to Conventional, Jumbo, and more — so you can choose the one that fits your goals best.