Mortgage rates can change daily, and staying updated is key to making smart financial decisions. With Gary Otico, you’ll always have access to the most current and competitive interest rates available in California. Whether you’re exploring an FHA, VA, USDA, Conventional, Jumbo, or Investment loan, knowing today’s rates helps you plan your purchase or refinance with confidence.

I provide transparent rate information so you can compare options and lock in the best possible deal for your unique situation. Our goal is to help you save money over the life of your loan while achieving your homeownership or investment dreams.